This is an asset product that offer credit facilities to customers for the purchased of household consumer durables.

The scheme affords salaried workers, institutions, identifiable groups and virtually every employee both at the formal and informal sectors the opportunity to buy any electronic appliances or household item of their choice. The choice includes brand, size and even color.

Repayment would be made on monthly basis for maximum period of 12months.

Customers who are servicing existing facility can apply provided the salary can repay the loans.

Asset category includes personal computers, laptops, generators, washing machines, household furniture, gas cookers, motor bikes, mattress, cameras, video recorders, flat screen televisions, mobile phones, home theaters etc.